Author: Sara M. El-Khatib — Affiliation: Independent Researcher Abstract Artificial intelligence (AI) has moved from experimental technology to a routine component of business decision-making, shaping how firms recruit employees, set prices, allocate credit, design marketing campaigns, and manage global supply chains. While AI can generate efficiency, predictive power, and competitive advantage, it also raises pressing ethical questions about bias, accountability, transparenc

Author : Marat Tursunov — Independent Researcher Abstract This article explores the evolving future of online education, focusing on the...